Looking for a move-in-ready, four-bedroom home in Hardin Valley with no HOA? This one offers the space, updates, and location buyers are searching for--plus valuable financing incentives. With an acceptable offer, the seller is offering up to $5,000 toward an interest-rate buydown. Qualified buyers who finance through Eustis Mortgage may also receive an additional 1% lender-paid credit toward eligible closing costs, subject to lender terms and approval. Inside, the open-concept main level features an updated kitchen, new flooring, fresh paint, modern lighting, large kitchen island, and a bright sunroom. Downstairs, the den, fourth bedroom, and full bathroom create a comfortable private retreat with plenty of flexibility for guests, working from home, or additional living space with a beautiful stone wood-burning stove that makes the living space feel warm and inviting. The bright sunroom overlooks a fully fenced backyard, while the two-car garage provides even more room for parking and storage. Conveniently located near Turkey Creek, shopping, dining, parks, schools, and major roadways, this updated West Knoxville home is ready for its next owner. Schedule your showing and ask how the available buyer incentives could help reduce your upfront costs!